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You are here: Home / Guides for Buyers / The Buying Process

The Buying Process

The Step-by-Step Guide to Buying a Property in the Chicagoland Area

 

1.) BUYER CONSULTATION MEETING

1. Buy vs. Renting decision
2. Review entire process with your Realtor
3. Understanding all costs related to buying

 

2.) FIRST STEPS

1. Get Pre-Approval from a Lender
2. Set your price range, including taxes & assessments, if a condo

 

3.) START VISITING HOMES

1. Which one is the Best?
2. “I’ve found the One”!

 


4.) NEGOTIATE YOUR PURCHASE

1. Comparative Market Analysis (CMA)
2. Write the offer
3. Formulate Negotiation Strategy
4. Counter-Offer(s) lead to Accepted Offer
5. Delivering of Earnest Money

 

5.) FIRMING UP THE CONTRACT

1. Attorney Approval Period
2. The Inspection
3. Resolving Contractual & Inspection Items

 


6. ) LOAN PROCESS

1. Apply for Mortgage
2. Appraisal
3. Mortgage Contingencies

 


7.) MOVING PREPARATIONS

1. Start/Move Utilities
2. Change of Address
3. Physical Moving Arrangements

 

8. ) CLOSING PROCESS

1. Schedule Closing
2. Final Walkthrough
3. Closing

 

9.) TAKE POSSESSION

1. Post Closing Activities

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Text/Call ●312-361-8336
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@properties, Chicago, IL 60614

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Featured Agent:

Laura Kelly | ChicagoHome Brokerage Network at @properties
Laura Kelly, Broker

773-472-0200
La***@*********me.com

Laura Kelly Testimonials

  • "Laura was a wonderful broker to work with. She made every effort (and was successful) at finding us a new home, in a new city. She conducted herself professionally and did everything to represent our needs and wants in the hunt for our next home. Thanks Laura!"
    PD
  • "I have nothing but great things to say about Laura. Not only did she reply to all of my questions right away, but she was always outgoing and kind in her responses. She made me feel comfortable finding a new place, which is something that is usually so stressful. I would recommend her to any of my friends or family looking to find a new place to call home."
    WM
  • "I was referred to Laura from a friend and was told that she was an amazing realtor. My friend was not wrong. Laura was extremely helpful and so friendly!! She made all my roommates and I feel so comfortable through all the stages of finding and signing a lease to our first apartment. I definitely recommend her to others when trying to find a perfect home. She's the best!!!"
    CL
  • "Laura helped us find the right place within a week of searching. She was also very helpful communicating with the property management company to make sure we had everything accounted for during the application/lease signing process. She was honest and very knowledgeable about the areas we were looking in and she was a pleasure to work with."
    GW

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